Top Compliance Challenges Facing UK and Lithuanian Payment Companies in 2026
The European payments industry is evolving rapidly. From instant payments and Open Banking to the upcoming PSD3 framework and stronger fraud prevention measures, payment institutions are operating in an increasingly complex regulatory environment. For UK Payment Institutions, Electronic Money Institutions (EMIs), and Lithuania’s thriving fintech ecosystem, compliance is no longer simply about meeting regulatory requirements, […]
Separate KYC, AML, and KYB Tools vs One Integrated Solution
Separate KYC, AML & KYB Tools vs One Integrated Platform: Which Approach Is Right for Your FinTech? As fintech businesses grow, compliance becomes increasingly complex. Customer onboarding, transaction monitoring, sanctions screening, and business verification often involve multiple systems that must work together seamlessly. One of the most important technology decisions for payment service providers, Electronic […]
Common Compliance Mistakes Fintech Startups Make
The fintech industry continues to grow rapidly, but so does regulatory scrutiny. Financial regulators across the world are placing greater focus on how fintech companies manage compliance, customer protection, anti-money laundering (AML), and data security. In the first half of 2025 alone, regulators issued 139 penalties worth more than $1.23 billion globally, with many enforcement […]
AMLA’s 2026 Priorities: A Defining Shift Toward Operational AML Supervision in the EU
AMLA 2026 Roadmap: From Framework to Enforcement Across the EU The European Union’s anti-money laundering landscape is entering a decisive phase. Under the leadership of Bruna Szegő, the Anti-Money Laundering Authority (AMLA) has outlined its 2026 priorities—marking a transition from institutional setup to active regulatory execution. This shift signals a broader transformation: from fragmented, nationally […]
UK AML Compliance for EMIs and PIs: FCA Requirements and Best Practices
The UK payments sector continues to evolve rapidly. Electronic Money Institutions (EMIs) and Payment Institutions (PIs) are handling increasing volumes of customer funds, cross-border payments and increasingly complex payment flows. At the same time, regulatory expectations around financial crime controls, safeguarding, governance and operational resilience continue to develop. For firms operating in the UK, Anti-Money […]
AML Transaction Monitoring: A Practical Guide for Regulated Institutions
AML Transaction Monitoring: A Practical Guide for Regulated Institutions AML transaction monitoring is a core regulatory expectation for banks, EMIs, payment institutions, and fintech firms operating in regulated environments. It is not simply a technical control, but a fundamental mechanism for identifying suspicious activity, managing financial crime risk, and demonstrating compliance to supervisory […]