Build a Stronger, Smarter and More Compliant EMI
E-Money Institutions operate in one of the most regulated and rapidly evolving sectors of financial services. AnankAI helps EMIs modernize operations, strengthen compliance, accelerate onboarding, and launch innovative products faster.
Whether you’re an established EMI looking to scale or a newly licensed institution preparing for growth, our technology and consulting solutions support every stage of your journey.
100%
COMPLIANCE READY
EUROPE
PASSPORTING COVERAGE
EMI / PI
REGULATED FOCUS
Fully Managed Neobanking Platform in the Cloud
A complete cloud-native banking stack engineered for E-Money Institutions, onboard, configure and scale without operational friction.
Multi-Level Hierarchical Design
Our unique multi-level hierarchical design makes customer onboarding a breeze across every tier of your organisation.
B2B B2C Architecture
Flexibility for your growing business. New acquisitions may retain their branding yet be integrated seamlessly for compliance purposes.
Full Control & Oversight
As an EMI, monitor, regulate and approve users and financial transactions. Set approval rules, pricelists and much more.
Multi-Level Hierarchical Design
Our unique multi-level hierarchical design makes customer onboarding a breeze across every tier of your organisation.
READY WHEN YOU ARE
Call and Schedule a Demo with Us Today!
See the AnankAI neobanking platform in action and discover how quickly you can launch.
Challenges Facing E-Money Institutions Today
As regulatory expectations increase and customer demands continue to grow, EMIs need scalable technology, robust compliance frameworks, and operational efficiency to remain competitive.
Increasing Regulatory Scrutiny
Regulators across Europe continue to tighten requirements around AML controls, safeguarding obligations, operational resilience, and customer protection. Maintaining compliance while supporting growth has become increasingly complex.
Rising Compliance Costs
Manual onboarding, fragmented monitoring systems, and resource-intensive investigations increase operational costs and create inefficiencies across your organization.
Customer Experience Expectations
Today's customers expect instant onboarding, real-time payments, seamless digital banking experiences, and frictionless transactions.
Scaling Across Multiple Markets
Expanding into new regions requires robust compliance controls, adaptable infrastructure, and scalable operational processes.
Legacy Technology Constraints
Many EMIs continue to rely on disconnected systems that limit innovation, create operational bottlenecks, and increase risk exposure.
How Anankai Helps E-Money Institutions
Integrated technology and compliance solutions designed specifically for regulated financial institutions.
Compliance & Risk Management
- KYC & KYB Automation
- AML Transaction Monitoring
- Sanctions Screening
- PEP Checks
- Enhanced Due Diligence
- Customer Risk Scoring
- Ongoing Monitoring
- Regulatory Reporting
- Audit Readiness Support
Digital Banking Infrastructure
- Multi-Currency Accounts
- Virtual IBAN Management
- Customer Portals
- Mobile Banking Applications
- Business Banking Solutions
- Open Banking Integration
- Payment Workflows
- Real-Time Transaction Processing
Payment Processing & Connectivity
- SEPA Payments
- SEPA Instant Payments
- SWIFT Connectivity
- Open Banking APIs
- Payment Routing
- Reconciliation Automation
- Settlement Management
- Cross-Border Payment Support
Customer Onboarding & Identity
- Individual Customer Onboarding
- Business Customer Onboarding
- Identity Verification
- Document Verification
- Beneficial Ownership Checks
- Risk-Based Due Diligence
Card Issuing & Embedded Finance
- Virtual Card Issuing
- Physical Card Programs
- Corporate Expense Cards
- Embedded Banking Services
- White-Label Financial Products
- Partner Ecosystem Integration
COMPLIANCE AUTOMATION
Reduce false positives, improve investigation workflows, and strengthen compliance outcomes.
Automated compliance solutions reduce manual intervention, cut operational costs, and ensure your institution stays ahead of evolving regulatory expectations.
-80%
Onboarding Time
-65%
False Positives
Full Stack SaaS Banking Platform
Every capability a modern EMI needs, pre-integrated, regulated-ready, and operated for you in the cloud.
Digital Banking & Channels
- Online identity verification (KYC / KYB)
- Digital onboarding
- Mobile Banking
- Internet Banking
Payments
- SEPA credit transfer
- SWIFT
- Regular payments
- Bulk payments
Banking Products
- Deposits
- Foreign exchange
- Multi-currency
- Customer management
Accounts & IBANs
- Corporate IBAN Accounts
- Private IBAN Accounts
- Segregated accounts
- Virtual IBANs
Why Leading E-Money Institutions Partner with AnankAI
Industry Expertise
Our team understands the operational, compliance, and technology challenges faced by regulated financial institutions.
Faster Time-to-Market
Launch new services and products more efficiently through proven frameworks and technology solutions.
Reduced Compliance Risk
Implement scalable compliance controls designed to meet evolving regulatory expectations.
Improved Operational Efficiency
Automate repetitive tasks, reduce manual intervention, and optimize internal workflows.
Scalable Growth
Build infrastructure capable of supporting expansion across multiple markets and customer segments.
FAQs
Frequently Asked Questions
Everything you need to know about the AnankAI EMI Platform.
The Anankai EMI Platform is a fully managed, cloud-native banking and compliance stack purpose-built for Electronic Money Institutions and Payment Institutions. It unifies core banking, payments, KYC/KYB, AML monitoring, card issuing and customer onboarding into a single regulated-ready solution.
It is designed for licensed EMIs, Payment Institutions, fintechs seeking EMI partnerships, and institutions expanding across Europe. Whether you are launching a new licence or modernising existing operations, the platform supports every stage of growth.
Compliance is built into the foundation of the platform — automated KYC/KYB workflows, real-time AML transaction monitoring, sanctions and PEP screening, customer risk scoring, ongoing monitoring and regulatory reporting are all included and continuously updated to match evolving European regulatory expectations.
Multi-currency IBAN accounts, virtual IBANs, SEPA and SEPA Instant payments, SWIFT connectivity, FX, card issuing (virtual and physical), digital and mobile banking channels, customer onboarding, segregated safeguarding accounts, statements, reports and a configurable pricelist and approval engine.
Our B2B2C hierarchical design, white-label capabilities and provider-agnostic integrations let you expand into new markets, onboard sub-brands and acquire portfolios without re-platforming. Combined with automated compliance controls, this lets you scale volume and geography while keeping risk under control.
Ready to Scale Your E-Money Institution?
From compliance automation and customer onboarding to digital banking infrastructure and payment modernization, AnankAI provides the expertise and technology EMIs need to grow confidently.
Speak with our specialists to discover how we can support your next phase of growth.