Build, modernise, and scale your fintech services with a modular platform designed for Electronic Money Institutions (EMIs), Payment Institutions (PIs), PSPs, and digital finance businesses. AnankAI provides API-first fintech infrastructure that helps you launch digital wallets, automate operations, support multi-currency payments and streamline compliance workflows.
Why Lithuanian Fintechs Choose
Modern Infrastructure
Lithuania has established itself as one of Europe’s preferred fintech jurisdictions, offering access to the EU Single Market through passporting, modern payment infrastructure, and a mature regulatory environment that has attracted a large ecosystem of EMIs and PSPs.
Scale Across Europe
Expand your services with infrastructure designed for multi-country operations.
Accelerate Time to Market
Launch digital financial products faster with configurable, white-label technology.
API-First Architecture
Integrate with your technology ecosystem using modern APIs and developer tools.
Compliance Workflows
Support operational compliance with configurable KYC, KYB, AML monitoring, audit trails, and approval workflows.
Multi-Currency Payments
Manage customer accounts, payments, and wallets across multiple currencies.
Automation
Reduce manual work with onboarding, reconciliation, reporting, and operational automation.
Platform
Overview
One modular platform. Six focused capability areas.
CORE SOLUTIONS
Everything a licensed Lithuanian institution
needs
AnankAI’s platform is purpose-built to support the operational and compliance workflows commonly required by Lithuanian Electronic Money Institutions and Payment Service Providers.
E-money Account Management
- Multi-currency wallets
- Customer and business accounts
- Balance management
- Wallet ledger
- Transaction history
- Virtual account support
- Internal transfers
SEPA & Cross-border Payments
- SEPA Credit Transfer
- SEPA Instant support
- International payment workflows
- Payment routing
- Settlement management
- Reconciliation
- Multi-currency processing
AML & KYC Workflow Automation
- Customer onboarding
- Business onboarding
- CDD & EDD
- Transaction monitoring
- Sanctions screening
- Risk scoring
- Case management
- Audit trails
Regulatory Reporting Workflows
- Payment statistics
- Operational reporting
- Safeguarding reports
- Incident reporting
- Audit reporting
- Dashboard analytics
Open Banking & APIs
- Account Information Services (AIS)
- Payment Initiation Services (PIS)
- Strong Customer Authentication (SCA)
- Open Banking integrations
- RESTful APIs
- Third-party connectivity
Treasury & Operational Management
- Liquidity monitoring
- Treasury positions
- Settlement visibility
- Exception management
- Operational reporting
- Financial dashboards
TECHNOLOGY STACK
Enterprise infrastructure for
modern payment institutions
Core Payment Infrastructure
- REST API Gateway
- Real-time transaction processing
- SEPA Credit Transfer
- SEPA Instant
- SWIFT payment integrations
- Multi-currency ledger
- Virtual IBAN support
- Card programme integrations
Open Banking Platform
- Banking API integrations
- Bank connectivity framework
- Account connectivity
- Secure API orchestration
- Financial data integrations
Compliance Workflow Platform
- KYC onboarding
- KYB onboarding
- AML monitoring
- Sanctions screening
- Case management
- Regulatory reporting
- Audit trails
- GDPR-ready data management
Treasury & Finance
- Client fund segregation
- Reconciliation
- Liquidity management
- Treasury dashboards
- FX workflows
Enterprise Security
- Role-based access control
- Multi-factor authentication
- Encryption at rest
- Encryption in transit
- ISO 27001-aligned controls
- Audit logging
Cloud Platform
- AWS
- Microsoft Azure
- Google Cloud
- API Gateway
- Integration Layer
- High Availability
- Multi-tenant Architecture
Solutions by
Business Type
Why
AnankAI
Eight platform strengths engineered for regulated fintech operators.
Modular architecture
- Included in every deployment
API-first design
- Included in every deployment
Multi-currency support
- Included in every deployment
White-label capabilities
- Included in every deployment
Configurable workflows
- Included in every deployment
Enterprise scalability
- Included in every deployment
Operational dashboards
- Included in every deployment
Integration-ready platform
- Included in every deployment
Frequently asked
Questions
Yes, The platform is designed to support licensed EMIs with wallet issuance, IBAN Management transaction monitoring and regulatory reportinh workflows.
AnankAI support SEPA credit transfer and SEPA instant and connectivity to bank partners so you can process euro payments across SEPA zone.
Yes, Accounts, ledgers, Wallets, payments, are multi currency by design, with configurable FX and pricing.
Yes, payment institutions can operate accounts, payment orchestration, cards and compliance workflows on the same infrastructure.
The compliance layer is integration ready and can connect to KYC, KYB, screening and transaction monitoring vendors.
Typical rollouts move from configuration to production in weeks, depending on scope integrations and licensed readiness.Â
Yes, The customer – facing surfaces, portals and communications can be fully White labelled to your brand.
GET STARTED
Build the future of payments in
Lithuania
Whether you’re an established EMI, an expanding PSP, or a fintech building modern payment products, AnankAI provides the technology infrastructure to support secure, scalable and efficient payment operations.