COMPLIANCE & RISK MANAGEMENT

Strong, scalable compliance for fintechs, banks, and digital platforms in the UAE.

Automate KYC/KYB checks, monitor suspicious transactions, prevent fraud, and simplify regulatory reporting with a compliance engine built for the UAE's digital-first financial ecosystem.

• UAE Data Residency • ISO 27001 Certified • CBUAE Aligned

Core Capabilities

Comprehensive compliance tools designed for UAE financial institutions

KYC / KYB Verification

Comprehensive identity verification for individuals and businesses.

- ID capture, document scanning, liveness checks
- Business licence verification & UBO checks
- Automated AML + sanctions screening

Transaction Monitoring

Real-time detection of fraud, money laundering, and unusual patterns.

- Customisable monitoring rules
- Automated alerts and workflows
- Behavioural analytics for risk detection

Fraud Detection & Alerts

Advanced pattern recognition to identify anomalies and threats.

- Account takeover detection
- Dynamic risk scoring
- Instant investigation notifications

Regulatory Reporting

Export-ready compliance reports aligned with UAE regulations.

- AML reporting & suspicious activity logs
- Transaction summaries and audit trails
- Real-time visibility for auditors

Hierarchical Structures

Complex account relationships for enterprise operations.

- Parent-child & merchant setups
- Multi-level permissioning
- Ideal for marketplaces and PSPs

Case Management

Centralised tracking for all compliance investigations.

- Full action history and approvals
- Escalation workflows
- Audit-ready documentation

  •  

 

UAE Regulatory Alignment

 
Built to support compliance with all major UAE financial regulatory frameworks

 

• CBUAE AML Rulebook & KYC Requirements

• ADGM/FSRA AML & Counter Terrorist Financing Frameworks

• VARA VASP Requirements (KYC, monitoring, risk scoring, reporting)

• goAML-compatible reporting formats

• Sanctions screening: UAE National Sanctions List + global lists

 

Your compliance engine stays ahead of evolving UAE regulations

 

  • CBUAE AML Rulebook & KYC Requirements

Security & Infrastructure

Enterprise-grade security designed for regulated financial environments

AES-256 encryption for data at rest & TLS 1.3 for data in transit

Role-Based & Attribute-Based Access Control

99.9% uptime & failover-ready cloud architecture

Immutable audit logs

Dedicated UAE or region-specific hosting options

Masking, hashing & tokenization support

Continuous monitoring & anomaly detection

Why Choose Us

UAE-ready frameworks

Built around Central Bank, ADGM, and VARA compliance expectations.

Automated verification

Built around Central Bank, ADGM, and VARA compliance expectations.

Real-time risk insights

Alerts, monitoring, dashboards, audit logs—all in one place.

Modular & scalable

Integrate into any product or pair with AnankAI Wallet & Payments.

How It Works

Your compliance engine in four simple steps

Configure your rules

Set KYC/KYB flows, verification levels, risk scoring models, and monitoring thresholds.

Onboard users securely

Verification → AML checks → sanctions screening → automated approval or EDD routing.

Monitor transactions in real time

Alerts trigger automatically based on rules, patterns, behaviours, or risk scores.

Report & respond

Investigate cases, generate reports, and share documentation with auditors or regulators.

Integrations & Deployment

Easy to integrate with your existing ecosystem

REST APIs

Webhooks

Core banking/wallet systems

Internal CRMs & support tools

Mobile and web flows

Payment processors

Fast implementation with full developer documentation and sandbox environment

Use Cases

For Fintechs & Neobanks

Scale customer onboarding without manual compliance overload.

For Marketplaces & Gig Platforms

Monitor high-volume seller payouts and platform activity with layered oversight.

For PSPs & Payment Gateways

Detect fraud, manage sub-merchants, and stay regulatory-ready.

For Crypto & Virtual Asset Platforms

VASP-aligned identity checks, monitoring, and transaction analysis for UAE compliance.

What Our Clients Say

 

“We used AnankAI to manage our EMI operations with multi-tier onboarding in days, while enforcing real-time compliance.” — CFS-Zipp Ltd

 

Getting Started

Ready to transform your compliance operations? Get in touch with our team today.

Schedule Demo

Get a personalised walkthrough based on your business model.

REQUEST DEMO

Talk to Our UAE Team

Speak with our compliance specialists for local regulatory guidance.

CONTACT US

AnankAI

AnankAI is a modular fintech infrastructure provider delivering wallet, payments, compliance, and digital banking systems across APAC, MENA, and Africa. Built by a global team of fintech engineers, our platform is designed for security, scalability, and regulatory reliability - powering fintechs, payment companies, and digital banks.

FAQs

AnankAI supports key UAE regulatory frameworks including the Central Bank of the UAE (CBUAE) requirements, Financial Services Regulatory Authority (FSRA – ADGM) guidelines, and Dubai Financial Services Authority (DFSA – DIFC) rules. Our system helps EMI, fintech, payments, and digital banking companies meet KYC, AML, transaction monitoring, and reporting obligations efficiently.

Yes. AnankAI integrates with approved UAE data sources and supports digital identity verification, Emirates ID checks, passport validation, and business license verification. Our KYB module ensures onboarding of legitimate entities in line with UAE’s AML/CFT regulations.

AnankAI uses real-time transaction monitoring, rule-based alerts, behavioural analytics, velocity checks, and anomaly detection to identify suspicious activities such as account takeovers, money muling, synthetic identities, and unusual spending patterns helping you stay proactive in fraud prevention.

Absolutely. Our platform allows you to generate automated regulatory reports, including suspicious transaction reports (STRs), threshold reports, audit logs, and compliance summaries that align with CBUAE and financial free zone requirements.

Yes. Whether you’re a fintech startup, EMI, payments provider, wallet solution, or digital banking platform, AnankAI scales according to your compliance needs. You can start with essential KYC/AML modules and expand to full-stack compliance and risk management as your business grows.